Georgia DUI Convictions: Higher Liability Insurance in GA

By: AVVO Superstar Larry Kohn and Ex-cop Cory Yager, Legal Book Co-Authors on the leading law book on Georgia DUI Laws

Because this new law is not easily accessible yet, this posting from the Georgia State Legislature’s website will give the full wording of this unique new law mandating higher liability insurance for those convicted of DUI in Georgia. Directly below is the blurb about Senate Bill 121. Below that image you can find the actual statutory wording. See our helpful web page that explains that any Georgia driver who gets a DWI-DUI conviction in ANY state, comes under this new law’s rules, for any arrests May 14^th 2025 and after that date of enactment regardless of the state in which you are arrested.

§ 33-7-16. Motor vehicle liability insurance minimum coverage required for individuals convicted of driving under the influence

1. (a) No individual who is convicted of driving under the influence of alcohol with a blood alcohol concentration of 0.08 grams or higher, drugs, or other intoxicating substances in violation of Code Section 40-6-391 or an equivalent law in another state shall operate any motor vehicle in this state unless such individual has motor vehicle liability insurance that, at a minimum, provides for:
   1. (1) Bodily injury to or death of one person in any one accident, not less than $50,000.00;
   2. (2) Bodily injury to or death of all persons in any one accident, not less than $100,000.00; and
   3. (3) Loss of, damage to, or destruction of property in any one accident, not less than $50,000.00.
2. (b) No individual who is convicted of a second or subsequent offense of driving under the influence of alcohol with a blood alcohol concentration of 0.08 grams or higher, drugs, or other intoxicating substances in violation of Code Section 40-6-391 or an equivalent lawin another state shall operate any motor vehicle in this state unless such individual has motor vehicle liability insurance that, at a minimum, provides for:
   1. (1) Bodily injury to or death of one person in any one accident, not less than $100,000.00;
   2. (2) Bodily injury to or death of all persons in any one accident, not less than $300,000.00; and
   3. (3) Loss of, damage to, or destruction of property in any one accident, not less than $100,000.00.
3. (c) Any individual who is required to obtain the motor vehicle liability coverage provided for in subsection (a) or (b) of this Code section shall maintain no less than such coverage uninterrupted for a period of three years from the date of conviction.
4. (d) The coverages provided for in subsections (a) and (b) of this Code section shall be in lieu of the minimum motor vehicle liability insurance coverage required under Code Section 33-7-11.
5. (e) As used in this Code section, the term “conviction” means a jury's finding of guilty, a guilty plea, or a plea of nolo contendere.

GA Laws passed in 2025, Act 287, § 1; effective date May 14, 2025

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